BILL ERBEY

CEO / Chairman of the Board

Bill Erbey is a successful entrepreneur, investor and a retired public company Chairman/CEO. He is passionate about solving big problems and finding better ways of doing things. Over a period of four decades, Bill founded and scaled up companies in diverse industries, ranging from loan servicing, real estate services, mortgage services to online real estate sales and video broadcasting technology.

While the industries Bill has operated in are diverse, the common theme is always about use of innovative technology to serve a large and inefficient market. Bill holds a Bachelor of Arts in Economics from Allegheny College and a Master of Business Administration from Harvard University.

Bill started his career with General Electric in 1975, continuing to serve there in various capacities till 1983. In his last role he was the President and Chief Operating Officer of General Electric Mortgage Insurance Corporation. Bill also served as the Program General Manager of GECC’s Commercial Financial Services Department and as the President of Acquisition Funding Corporation.

Bill served as a Managing General Partner of The Oxford Financial Group, a private investment partnership from 1983 to 1995. He was the Chief Executive Officer of Ocwen Financial Corporation (NYSE : OCN) a leading sub-prime servicer from 1988 to 2010 and served as the Executive Chairman of its Board of Directors, from 1996 to 2015. Bill has also served as Chairman of the Board of Directors for several other public companies, Altisource Portfolio Solutions S.A. (NASDAQ : ASPS), Home Loan Servicing Solutions, Ltd., Front Yard Residential Corporation (NYSE : RESI) and Altisource Asset Management Corporation (NYSE : AAMC)

Michael Delgiacco

Senior Vice President / Chief Financial Officer

Mr. DelGiacco has been our Chief Financial Officer since August 2024. With 25 years of experience as a financial executive in global industries, he began his career in General Electric’s Corporate Audit Staff before moving on to CFO positions in both public and private equity firms. His previous roles include positions at Liquidnet Trading, Ocwen/PHH Mortgage, and various private equity firms such as Lone Star Funds and Morgan Stanley Capital Partners. A proven strategic and operational leader, Mr. DelGiacco also manages a private healthcare portfolio in the U.S. Virgin Islands and serves on the Board of Directors for two education-focused non-profits in Rwanda.

THRESA DAFTAN

SENIOR MANAGER, UNDERWRITING

Mrs. Daftan has overall 18.5 years of experience in the mortgage industry, with over 17 years of applicable experience in
underwriting and valuation areas of real estate. Since joining AAMC in 2013, she has been responsible for underwriting operations and due diligence of non-performing loans for Front Yard Residential Corporation. Her responsibilities included approval of construction budget for assets requiring renovation/repairs. Prior to joining AAMC, Mrs. Daftan worked for Altisource and Ocwen Financial Corporation where she was a team lead for Underwriting and Claims Investigation for MGIC.ctors.

RUBEN CAMACHO II

DIRECTOR OF INFORMATION TECHNOLOGY

Mr. Camacho brings to the team over 21 years of technical and management experience in Information Technology, Program Management, Business Development, Business Processes Improvement, Enterprise, and Service-Oriented Architectures, for both the public and private sectors

SARAH MAYNARD

DIRECTOR OF HUMAN RESOURCES AND ADMINISTRATION

Ms. Maynard has over 10 years of business experience including her recent position as Director of HR and Administration for AAMC. She is responsible for both US and India employee operations and administration and is proficient in labor relations, payroll, recruitment and compliance. Sarah is a native of St. Croix and has earned both her bachelor’s and master’s degrees in Human Resource Management. She is a member of the Society of Human Resources and Society of Human Resources Virgin Islands.