JASON KOPCAK

PRESIDENT, CEO & DIRECTOR

Mr. Kopcak brings 25+ years of experience including approximately 13 years on Wall Street with time spent at Morgan Stanley and Nomura. Jason Kopcak is well known as an industry leader on the Street in the whole loan space and in developing the Alternative Lending market. In 2012, he was brought in at Nomura to lead and build out of their whole loan business.  Initial focus was on distressed opportunities (non-performing and re-performing).  In 2013 at Nomura, he led the alternative lending effort (e.g., transitional residential and commercial real estate, SFR, Non-QM, etc.) to create an institutional market for these products at a time when banks were not participating in these assets. The attractive yields on these assets in a newly developing market quickly became in-demand with money managers, insurance companies, and credit funds. Due to his success in the space, he was recruited by Morgan Stanley in 2018 to help lead the effort to reposition Morgan Stanley in the residential space.

STEPHEN KRALLMAN

CFO

Mr. Krallman brings over 20 years of applicable experience related to lending, underwriting, and valuation areas of real estate and finance. Mr. Krallman has had successful tenures at Anchor Loans, Ares Management, Ocwen Financial, and Kenneth Leventhal & Company in various roles relating to finance, accounting, and audit.

DANYA SAWYER

CHIEF OPERATING OFFICER, ALTERNATIVE LENDING GROUP

Ms. Sawyer brings more than 20 years of successful strategic leadership within Operations, Capital Markets, Product Management, and Compliance across multiple origination channels. Ms. Sawyer most recently served as Senior Vice President, Client Solutions at Consolidated Analytics, overseeing originator assessments and enterprise-wide due diligence on behalf of institutional investors offering warehouse financing solutions, whole loan acquisitions, and securitization options within Agency, Non-Agency, Non-QM, and Business Purpose lending.
Ms. Sawyer built her career at Countrywide, initially operating in various pricing and operational roles before developing a de novo broker to banker channel. After growing that channel to a run rate of over $1 billion in monthly production, she was promoted to various senior management positions at Countrywide/Bank of America.

VARUN SINGHAL

VICE PRESIDENT, PORTFOLIO SERVICES

Mr. Singhal is the head of AAMC’s India operations and is responsible for overseeing the portfolio oversight, due diligence and underwriting teams. The India team has been responsible for the pricing and acquisition efforts of approximately $1.9B of residential assets and $2.5B of non-performing loans (NPLs). Prior to joining AAMC, Mr. Singhal worked for Ocwen Financial Corp, where he developed prepayment and default models for both MSR acquisition efforts and ongoing valuations of acquired tranches.

THRESA DAFTAN

SENIOR MANAGER, UNDERWRITING

Mrs. Daftan has overall 18.5 years of experience in the mortgage industry, with over 17 years of applicable experience in
underwriting and valuation areas of real estate. Since joining AAMC in 2013, she has been responsible for underwriting operations and due diligence of non-performing loans for Front Yard Residential Corporation. Her responsibilities included approval of construction budget for assets requiring renovation/repairs. Prior to joining AAMC, Mrs. Daftan worked for Altisource and Ocwen Financial Corporation where she was a team lead for Underwriting and Claims Investigation for MGIC.

RUBEN CAMACHO II

DIRECTOR OF INFORMATION TECHNOLOGY

Mr. Camacho brings to the team over 21 years of technical and management experience in Information Technology, Program Management, Business Development, Business Processes Improvement, Enterprise, and Service-Oriented Architectures, for both the public and private sectors.

SARAH MAYNARD

DIRECTOR OF HUMAN RESOURCES AND ADMINISTRATION

Ms. Maynard has over 10 years of business experience including her recent position as Director of HR and Administration for AAMC. She is responsible for both US and India employee operations and administration and is proficient in labor relations, payroll, recruitment and compliance. Sarah is a native of St. Croix and has earned both her bachelor’s and master’s degrees in Human Resource Management. She is a member of the Society of Human Resources and Society of Human Resources Virgin Islands.